Money Over 50

Dallas and Michael discuss the legality of "product kickbacks" and talk about why they never accepted kickbacks, even before they became illegal. For all listener questions/feedback, please contact the team at podcast@mo50.com.au

Michael and Dallas discuss why the biggest problems with our retirement system actually involve us as individual Australians such as:
We believe it is something that the government takes care of.
Because super is a legislated 9.5% on your wages.    
Apathy by individuals. Disinterest in our retirement.
For all listener questions/feedback, please contact the team at podcast@mo50.com.au

Legislative risk is the risk that if legislation were to change it would have a significant negative effect on your investments / retirement savings. For all listener questions/feedback, please contact the team at podcast@mo50.com.au

One of the risks involved with retirement planning is "liquidity risk". Liquidity is the ability to be able to turn an investment into readily available cash, an example of an illiquid asset is property. For all listener questions/feedback, please contact the team at podcast@mo50.com.au

This episode focuses on the frequently asked question of "what if I disagree with what the adviser says?". Michael and Dallas discuss the importance of collaboration and communication in financial planning. The client has every right to disagree with certain things and it is up to the adviser to discuss the trade-offs between a client's decision and figure out a plan that is most suitable to their goals.
For all listener questions/feedback, please contact the team at podcast@mo50.com.au

Michael and Dallas discuss elections and why they do not have an affect on the price of companies in the long-term. Of course individual companies can be affected, but overall the long-term health of a company will usually not be affected. For all listener questions/feedback, please contact the team at podcast@mo50.com.au

When it comes to handling superannuation, simple is best! Simple strategies actually work and when a financial plan becomes over complicated, not only does it make the plan harder to follow but it can also create negative value (think, an unnecessary SMSF). For all listener questions/feedback, please contact the team at podcast@mo50.com.au

In this episode, Dallas and Michael discuss index funds explaining their pros/cons and why they prefer to invest using index funds. For all listener questions/feedback, please contact the team at podcast@mo50.com.au