Money Over 50

075 Case study - 4 years from retirement

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This episode looks at a case study for a stereotypical client couple of Dallas'. Using their example to highlight the importance of having a viable retirement plan and taking the steps needed to achieve it.

074 Willpower is a myth

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When it comes to saving money a lot of people think that it's their willpower or lack thereof that dictates how much they save. But in reality, it's a persons processes and habits that actually make the difference.

073 Hybrid Vigour

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It is said that when breeding cattle, especially in North West Queensland, you want the base of your cattle to be a tough breed (Brahman) that can withstand drought and low nutrition, and you want a softer British breed (Charolais)  to go over those cows. The theory is that the progeny of that first cross will be better than both original parents, and would be better than the offspring of a cross bred cow and bull. This is how we look at the way our clients money should be invested, where short-term and long-term money should be separated in different asset classes and not mixed together.

072 What scares you about retirement?

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When coming into retirement a lot of questions may run through the heads of the near retirees both consciously and subconsciously. These thoughts can be associated with financials, or even just wondering what you are going to fill your time with.

071 3 immediate changes you can make

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Dallas and Michael share 3 common strategies that they use with new clients to help them reach their retirement goals. These immediate changes can also be put into place by you, the listener. 

070 Lack of financial doing is like me not going for my medical tests

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Creating the plan is all well and good but without any action being taken, the plan doesn't mean too much. We are lucky enough to have Kylie, our Director of Financial Doing, and she is the one who gets things done.

069 Why we only take on new clients over 50

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At Lighthouse Financial Advisers Townsville we pride ourselves in being retirement specialists, focusing on people over 50. This episode dives into our reasoning as to why we decided to focus our time on these people.

068 Claiming your $10,000 tax refund

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This episode discusses the importance of utilising the concessional contributions cap each year, and the new carry forward rule which allows you to make use of missed concessional contributions from previous years.