Money Over 50

311 Listener Favourite: Why should it be easy?

This is a repeat of one of our listener favourites.
If you wanted to lose weight, would you sit on the couch eating donuts, or have a salad and do some exercise? The answer is simple, yet many people don’t achieve their goals. Often, we want things to happen right away. This is instant gratification. And like losing weight, saving money and preparing for retirement is a long game. 
In this episode, Dallas and Michael discuss the difficulties of investing in the long term – and why some people succeed while others don’t.
For more information, please visit www.mo50.com.au
 

310 Listener Favourite: If something cannot go on forever, it will stop

This is a repeat of one of our listener favourites
In our industry, it is common to see investors become fearful that bad times will last forever. There will always be forces at play that will work against this.
Things will never get as bad you think they will, and if they do, there's nothing we can do about it.
For more information, please visit www.mo50.com.au

309 Listener Favourite: Don’t Listen to Jerry Seinfeld

This is a replay of one of our favourite episodes.
Jerry Seinfeld is a hero when it comes to comedy. In our eyes, he can do no wrong! But when it comes to stocks, his strategy on the show is slightly more like gambling than investing … 
In this episode, Dallas and Michael discuss how you can be smarter than Jerry when you invest, and why a diversified portfolio is less volatile than a term deposit.
For more information, please visit www.mo50.com.au

308 You will either die early or you won’t

What do you consider to be the worst-case scenario when it comes to your retirement? Running out of money? Outliving your partner? Whatever fears people may have, many don’t tend to think they will live long enough to see their 80s or 90s, anyway. But the fact is, it’s very common for at least one person in a couple to live for 30 years or more after they’ve retired.
In this episode, Dallas and Ali discuss the implications of this phase of their clients’ lives.
For more information, please visit www.mo50.com.au

307 Only one member of a couple should have a new car

If your partner or spouse decided to go and buy a new car for themselves, how would you feel? Would you want to upgrade your own vehicle, too?
In this episode, Dallas and Ali discuss why only one member of a couple should get a new car at any one time, and how this impacts their savings. 
For more information, please visit www.mo50.com.au

306 Consistency and compounding

People often underestimate the power of compounding. Coupled with consistency, it’s how some people build a healthy retirement fund. It’s not that they’re just ‘good with money’ or that they have a higher income than most – rather, it’s a combination of consistency and compounding when it comes to their financial decisions.
In this episode, Dallas and Ali discuss how and why this is the case (and why Ali could’ve been a professional Muay Thai boxer in another life!)
For more information, please visit www.mo50.com.au

305 Buying a house won’t make you happy

Buying a house is something that many people see as a milestone; something to aspire to. A place to call home and provide you with security. But once you’ve done the hard yards, bought the house and moved in, will you really be as happy as you anticipated?
In this episode, Dallas and Ali discuss a recent property purchase by a Money Over 50 financial adviser, and how it really made him and his wife feel. 
For more information, please visit www.mo50.com.au

304 With structure comes freedom

How does a $9,000-tax return sound? Getting a lump sum of money at the end of the financial year can come in handy for those large, unexpected expenses you haven’t accounted for.
In this episode, Dallas and Michael discuss how you can leverage your concessional contribution cap to get a significant tax return and pay less income tax, and how to set up your bank accounts with the most effective structure.
For more information, please visit www.mo50.com.au