Money Over 50

302 You want volatility!

Fact: volatility is something we should all WANT to have! Only high volatility brings high returns – without it, we are virtually guaranteed very low returns on our hard-earned money.
In this episode, Michael and Dallas discuss returns from the sharemarket versus returns from term deposits and junk bonds, and why some dodgy companies will try to tell you that you can have high returns without volatility.
For more information, visit www.mo50.com.au 

301 Moving into cash can cost your kids instead of you

If you’re about to retire, you might feel pressure to be more conservative in your investments. One way to do this is to move your money from super to cash. This is not always a good thing, though – especially if you have kids.
In this episode, Dallas and Ali discuss the ‘buffer’ of money you should have in your retirement and why moving everything into a term deposit won’t serve you well in your golden years.
For more information, please visit www.mo50.com.au

300 5 things to be aware of if your spouse is a different age

If there is a significant age gap between you and your partner (five or more years), there are 5 things you need to be aware of that will affect your retirement planning and finances. 
In this episode, Dallas and Ali discuss Centrelink, account-based pensions and your super, and how to ensure that you are getting the most out of your money.
For more information, please visit www.mo50.com.au

299 Pain from losing money is twice as strong compared to the joy felt from gaining money

It never feels good to lose something important in our lives. This is certainly true when it comes to our money – we don’t want to see its value going down, and yet it’s unavoidable due to volatility when it comes to investments.
In this episode, Dallas and Ali discuss our perceptions of losing money, how loss aversion affects us and what you can do about it so that you don’t make any hasty financial decisions.
For more information, please visit www.mo50.com.au

298 Be wary of living out of your home loan

If you have a home loan and can draw from it, that’s a good thing, right? Not necessarily. While having your income be paid directly into your loan account can reduce your interest, the negatives of doing this well and truly outweigh the positives.
In this episode, Michael and Dallas discuss what the negatives are, and why you are better off having your salary paid into your bank account, instead.
For more information, please visit www.mo50.com.au

297 When to take advice

Do you like taking advice from other people? Or do you listen half-heartedly before doing the exact opposite of what they have suggested?
In this episode, Michael and Dallas delve into when, and from whom, you should take advice – and why an ‘expert in all areas’ is really an expert in no areas.
For more information, please visit www.mo50.com.au

296 Warren Buffett says you can just own three companies

Warren Buffett, well-known investor of over 70 years, has said that to invest successfully you only need to own three companies.
In this episode, Michael and Dallas argue against this statement and why this strategy won’t work for everybody. They also discuss the role of hindsight when it comes to investment success.
For more information, please visit www.mo50.com.au

295 The green and red numbers

We can get caught up in a million different things when it comes to retirement planning, when there are only two numbers that actually matter.
In this episode, Michael and Dallas discuss what they like to call the red numbers and the green numbers, and why they are the most important numbers once you have retired.
For more information, please visit www.mo50.com.au